I have discovered that for most of our financial journey we deal with what we wish we had or did not have in our lives. How many times do we sit and daydream about what we would do if we had more money? Or wish that we knew how it would feel to not have so many bills to pay? We either look forward to the promise or challenge of the future, or we long for or run from our past. It is truly a rare gift to find someone able to sit comfortably with what is in their fiscal world.